Apply For Finance

We understand that securing vehicle financing is an important step in your car-buying journey. Our dedicated finance specialists are committed to providing transparent, professional guidance to help you find the right solution for your situation. With established relationships with major South African financial institutions, we offer competitive rates and flexible terms to suit various budgets and credit profiles.

At Wholesale Cars 4 U, we do things differently. Our finance experts (real humans who speak plain English) cut through the red tape to get you:

  • Decisions in 30 minutes – not 3 business days

  • Rates from 9.5% – we negotiate with 12 lenders so you don’t have to

  • Solutions for all credit situations – including first-time buyers and credit rebuilds

Here’s how it works:

  1. Fill out this simple form (takes 5 minutes)

  2. Our finance manager calls to discuss options – no hard sell, just honest advice

  3. Choose your perfect payment plan

  4. Drive home today

We’re proud to say 8 out of 10 applicants get better terms through us than going direct to banks.

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